Website Terms of Use

Welcome to Shivangani Tandon Academy ("Academy," "we," "our," or "us"). By accessing or using our website, courses, services, or related platforms, you agree to comply with these Terms of Use. If you do not agree with these Terms, please do not use our website or services.

1. Eligibility

You must be at least 18 years of age or have the consent of a parent or legal guardian to use our website or enroll in our courses.

By using this website, you confirm that the information you provide is accurate, complete, and current.

2. Acceptance of Terms

Your access to and use of this website constitutes your acceptance of these Terms of Use, our Privacy Policy, Refund Policy, and any additional policies published on our website.

3. Educational Purpose

All courses, webinars, workshops, study materials, videos, downloadable content, and other resources are provided solely for educational and informational purposes.

Completion of any course does not guarantee employment, certification, examination success, business results, or professional advancement.

4. User Accounts

If you create an account, you are responsible for:

• Maintaining the confidentiality of your login credentials.
• Restricting unauthorized access to your account.
• All activities conducted through your account.

We reserve the right to suspend or terminate accounts that violate these Terms.

5. Intellectual Property

All website content, including but not limited to:

• Course materials
• Videos
• PDFs
• Notes
• Practice questions
• Graphics
• Logos
• Website design
• Text
• Audio
• AI-generated educational content

is the exclusive property of Shivangani Tandon Academy and is protected by applicable copyright, trademark, and intellectual property laws.

You may not:

• Copy or reproduce materials.
• Record live classes.
• Download or distribute restricted content.
• Sell, sublicense, or commercially exploit any content.
• Upload Academy materials to social media, websites, cloud storage, or file-sharing platforms.
• Share your login credentials with others.

Unauthorized use may result in legal action.

6. Acceptable Use

Users agree not to:

• Violate any applicable law.
• Attempt to hack or interfere with website operations.
• Upload malicious software or harmful code.
• Impersonate another individual.
• Use automated tools to scrape website content.
• Misuse discussion forums or community groups.
• Harass instructors, employees, or other students.

We reserve the right to restrict access without prior notice for violations.

7. Payments

• Course fees must be paid in full unless an approved payment plan is offered.
• All prices are subject to change without notice.
• Applicable taxes, payment gateway fees, or government charges may apply.

8. Refund Policy

• Course fees are generally non-refundable and non-transferable.
• Refund requests will only be considered in exceptional medical emergency situations supported by valid documentation and are subject to the sole discretion of Shivangani Tandon Academy.
• If approved, administrative, payment gateway, and other applicable charges may be deducted from the refund amount.
• Please refer to our Refund Policy for complete details.

9. Course Access

• Access periods for digital courses are determined at the time of purchase.
• The Academy may modify, improve, replace, or discontinue course content at any time without prior notice.
• Course access may be suspended if payment obligations are not fulfilled or these Terms are violated.

10. AI-Powered Features

• Certain courses or services may include artificial intelligence tools or AI-assisted educational content.
• AI-generated responses are intended to assist learning and should not be considered professional tax, legal, financial, or accounting advice.
• Users remain responsible for independently verifying all information before relying upon it.

11. User Content

If you submit assignments, comments, feedback, testimonials, or participate in discussions:

• You retain ownership of your content.
• You grant the Academy a non-exclusive, royalty-free license to use, display, reproduce, and publish such content for educational, promotional, or operational purposes unless otherwise agreed in writing.
• You must not submit content that is unlawful, defamatory, offensive, or infringes on another person's rights.

12. Third-Party Services

Our website may contain links to third-party websites, payment processors, learning platforms, or software.

We are not responsible for:

• Their content
• Their privacy practices
• Their availability
• Their security
• Their services

Your use of third-party services is governed by their respective terms.

13. Disclaimer

The website and all educational materials are provided on an "as is" and "as available" basis.

To the fullest extent permitted by law, Shivangani Tandon Academy disclaims all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that:

• The website will always be available.
• The website will be free from interruptions or errors.
• Educational materials will be error-free.
• Any student will achieve specific academic or career outcomes.

14. Limitation of Liability

To the maximum extent permitted by applicable law, Shivangani Tandon Academy, its directors, employees, instructors, affiliates, and partners shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from:

• Use of the website.
• Course participation.
• Technical interruptions.
• Data loss.
• Business interruption.
• Examination outcomes.
• Employment decisions.

Our total liability shall not exceed the amount paid by the user for the specific course giving rise to the claim.

15. Privacy

Your use of the website is also governed by our Privacy Policy, which explains how we collect, use, store, and protect your personal information.

16. Suspension or Termination

We reserve the right to suspend or terminate access to the website or any course without prior notice if a user:

• Violates these Terms.
• Misuses Academy resources.
• Shares copyrighted materials.
• Engages in fraudulent or abusive conduct.

Termination does not entitle the user to a refund.

17. Changes to These Terms

• We may update these Terms of Use at any time.
• The revised version becomes effective immediately upon publication on our website.
• Continued use of the website constitutes acceptance of the updated Terms.

18. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India.

Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the competent courts located in Bengaluru, Karnataka, India.

19. Contact Information

For questions regarding these Terms of Use, please contact:

Shivangani Tandon Academy
📧 Email: info@shivanganitandon.com